Whether we like it or not, we’re bound to retire someday. We’re not getting any younger. Also, our skills and productivity are slowly dwindling. Some people look forward to retiring because they will get a perfect opportunity to do the things they’ve always wished to do. It will be the perfect time for them to travel, try a new hobby, or just relax and chill. What a great life it will be for them!
On the other hand, to other people, retirement can be a nightmare. They’re afraid that they’ll be losing their primary source of income. Since they have not taken the necessary measures, they fear that they may not have finances to sustain them post retirement. Where will they get cash for medical bills, rent, and leisure? How can we avoid this worst-case scenario?
“Have you ever been out for a late autumn walk in the closing part of the afternoon, and suddenly looked up to realize that the leaves have practically all gone? You hadn’t realized it. And you notice that the sun has set already, the day gone before you knew it — and with that a cold wind blows across the landscape. That’s retirement.” ~Stephen Leacock
The best way to have a comfortable life after retirement is to have some life plans. Here are our top 4 tips to help you transition to your retirement life smoothly:
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Set up a financial plan
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One major disadvantage of retirement is that it leaves people jobless. Most retirees only rely on pensions, savings, and SSS to sustain their lives. While these financial plans can support our life, we tell you that it’s not enough if you want to live a comfortable one.
While you’re still young and able to work today, it’s important to be financially smart. Start investing your money into health, property, and life insurance to help you prepare your future. These insurances will help you get through emergency situations without draining your pocket.
If you still have enough money, we also recommend that you start venturing into business. Investments can be an excellent way to double or triple up your money. They are also good if you plan on building a business after you retire. Of course, you need to be wary when choosing the company in which to invest. Choose an investment company with a proven and tested background. Don’t be a victim of investment scams.
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Maintain or increase social connections
Now that you’re assured that you’re financially secure, it’s time for you to build social connections. Just because you’re retired doesn’t mean you should end your friendship with your coworkers. This is a perfect time for you to start building bridges. You’re not bound to work 9-6 every day. As such, you have all the time in the world. Ensure you catch up with your old buddies. You can chitchat in a coffee shop or maybe have a night out during the weekend.
Post retirement is also a perfect time for you to bond with your family and kids. Make up for the lost time when you were busy working. Grab this opportunity to build lifetime memories together with your kids as you watch them grow.
Work on your bucket list
We understand how frustrating it was to attempt fulfilling your bucket list when you didn’t have time. Remember jiggling time with work and pursuing your passion and hobbies? Unfortunately, working always won over our passion. The good news, however, is that you won’t work forever.
When you retire, take that chance to fulfill your bucket list. Do you want to travel to other countries? Book your flights and tours after retirement. Do you want to learn a new hobby or skill? After retirement is the time. Whatever it is, take the chance to start doing what you really love.
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Be open to new experiences.
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This is actually in line with number 3. If you have a passion, it’s time for you start pursuing it. But what if you don’t have anything that interests you at the moment? Well, use this opportunity to start exploring yourself. Try something new. Didn’t like dancing before? Try enrolling in a different kind of dancing.
You might be surprised to realize that you have a talent in dancing after all. Or you can write a book (whether fiction or non-fiction). These new experiences will enable you to know yourself better. They will pave way unto discovering your true strength and abilities.
